As a parent, you want the best care for your child’s smile. Understanding how to provide quality child dental care can feel overwhelming, especially when it comes to costs, insurance, and knowing what’s covered. That’s where the Canadian Dental Care Plan (CDCP) comes in. This federal program supports eligible children by helping cover dental treatments through pediatric dentistry services.
In this article, we’ll walk you through how CDCP for children works, what it covers, the benefits for your child, and exactly how you can apply. Let’s get started.
How CDCP Works for Children?
The CDCP is designed so that children under 18, whose families meet certain income and insurance-coverage criteria, can receive support for dental services. Unlike standard dental insurance for children, CDCP is a government-funded benefit that reduces financial barriers and makes preventive and restorative care more accessible.
When your child participates, the plan pays for eligible dental services according to a fee-guide, and your family may be responsible for co-payments depending on income.
Before diving deeper into coverage details, let’s check who qualifies.
Children’s Eligibility for the CDCP
To qualify for the CDCP, your child must:
- Be a Canadian resident for tax purposes.
- Live in a family with an adjusted net income under $90,000.
- Not have access to any private or employer-provided dental insurance.
- Have filed the latest tax return (for the parent or guardians).
Reference: Canada.ca
Important Note:
Children’s CDCP eligibility is based on parents’ net income and tax information.
Coverage Details of CDCP for Children
The CDCP offers a wide range of dental services designed to protect and maintain your child’s oral health. Here’s a breakdown of the types of services the plan typically covers:
| Service Category | Examples of Services Covered |
| Preventive Services | Regular dental check-ups, cleanings, fluoride treatments, and sealants |
| Restorative Services | Tooth fillings, crowns, root canal therapy for primary and permanent teeth |
| Major & Other Services | Extractions, oral surgery, and dentures (if clinically needed) |
| Diagnostic Services | Oral examinations, X-rays, and treatment planning |
| Orthodontics | Limited orthodontic treatments (only if it’s medically necessary) |
What’s Not Covered?
While the CDCP provides comprehensive coverage, some procedures are not included. These usually involve cosmetic dental treatments that aren’t medically necessary. The services not covered by the CDCP are as follows:
- Teeth whitening and veneers
- Cosmetic crowns or bonding done for aesthetic purposes
- Dental implants and fixed bridges
- Extensive oral rehabilitation or surgical procedures not medically required
Get in Touch with Your CDCP Dentist North York
At Empress Walk Dental, we proudly support the CDCP program. If your child is eligible, you can use their CDCP coverage directly at our clinic. Contact us today to confirm eligibility, schedule an appointment, or learn how we can make your child’s dental visits stress-free and affordable.
Key Benefits of CDCP for Children
The Canadian Dental Care Plan reduces cost barriers and encourages families to focus on prevention and long-term oral health rather than waiting until problems become serious. For children, this means fewer cavities, less dental anxiety, and stronger, healthier smiles that last a lifetime.
Below are some of the main benefits that make CDCP an invaluable program for families across Canada.
1. More Affordable Access to Child Dental Care
The CDCP makes pediatric dentistry more affordable for families, especially those without traditional dental insurance for children. By reducing or eliminating out-of-pocket costs, it ensures your child gets routine checkups and necessary treatments on time, without the stress of unexpected expenses.
Further Reading: CDCP for Seniors: Understanding Eligibility and Dental Coverage
2. Preventive Focus Means Better Long-Term Health
The plan emphasizes preventive care, helping children receive regular checkups, cleanings, and fluoride treatments that protect against cavities and gum disease. Preventive care leads to better overall oral health, which means fewer dental emergencies and a brighter, healthier smile as your child grows.
3. Reduced Financial Stress for Families
Many parents delay or skip dental visits due to cost concerns. CDCP helps remove that financial barrier, giving you peace of mind that your child can receive quality dental care when needed. This support means fewer worries and healthier outcomes for your family.
Worth Reading: CDCP for Pregnant Women: What You Should Know
4. Encourages Early Intervention and Healthy Habits
Early dental visits help children build lifelong healthy habits. By enrolling in the CDCP, your child can see a dentist regularly and learn the importance of brushing, flossing, and visiting the dentist. Early exposure helps prevent dental anxiety and promotes confidence in maintaining good oral hygiene.
Looking for an experienced family dentist? Check out this article: Best Family Dentist in North York
How to Apply for CDCP for Children
Applying for the CDCP is simple and can be done online or by phone. Once approved, you’ll receive a confirmation package with your child’s coverage details and start date.
Required Documents and Information
Before you begin, make sure you have the following ready:
- Your child’s full name, date of birth, and Social Insurance Number (SIN)
- Your most recent income tax return to verify your family’s net income
- Proof that your child does not have private or employer-provided dental coverage
- Proof of Canadian residency for tax purposes
If you need more details, do not miss this article: How to Apply for CDCP: A Step-by-Step Guide
Step-by-Step Application Process
- Check Eligibility: Confirm that your child meets all the CDCP requirements.
- Apply Online or by Phone: Visit the official government portal or call the program line to start the application.
- Submit Documentation: Provide all required details about income, residency, and insurance status.
- Wait for Approval: Once approved, you’ll receive a package with your child’s CDCP details and when coverage starts.
- Book a Dental Appointment: Visit a CDCP-participating dental clinic like Empress Walk Dental to start your child’s preventive or restorative treatments.
If you’re wondering about getting dental braces for your child, this article has practical insights for you: How to Brush Your Teeth with Braces: A Complete Guide
CDCP for Children: Give Your Child a Healthy Smile
At Empress Walk Dental, we believe every child deserves a healthy, confident smile. The CDCP makes it easier for families to access quality child dental care and maintain lifelong oral health. Whether your child needs a routine cleaning or more complex treatment, our dental team is here to help.
Don’t wait to protect your child’s smile; take advantage of this valuable program today.
Give your child the gift of a healthy smile with full CDCP North York support at Empress Walk Dental. Book your appointment with our qualified dentist in North York today, and let our caring team help you make the most of your child’s CDCP benefits for quality, affordable dental care.
FAQ
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What if my child already has private dental insurance?
If your child already has private dental insurance, they won’t qualify for the CDCP. The program is meant for families without any existing dental coverage.
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Does CDCP cover braces or orthodontic treatment?
Limited orthodontic services are available starting in 2025 only for medically necessary cases (like severe functional issues), requiring preauthorization and strict criteria. However, cosmetic braces are not covered.
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How soon can my child use their coverage after approval?
Once approved, you’ll receive a welcome package outlining when the coverage begins. You can then schedule appointments right away with a participating provider.
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Will I have to pay anything for my child’s dental care under CDCP?
It depends on your family income. Some families have full coverage, while others may share part of the cost through a small co-payment.
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How can I find a dentist who accepts CDCP?
Many dental clinics, including Empress Walk Dental, accept CDCP coverage. When booking, simply ask if the clinic participates in the program.
If you have any questions or experiences with the CDCP, leave a comment below; our team at Empress Walk Dental is always happy to help parents learn more about this helpful program.
