Canadian Dental Care Plan

CDCP Dentist North York

Don’t wait for dental issues to escalate. book your CDCP appointment today! empress walk dental expert team in North York is ready to provide you with the comprehensive care you need to maintain excellent oral health

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What is Canadian Dental Care Plan (CDCP)?

The Canadian Dental Care Plan (CDCP) is a new government-funded program that helps make dental care more affordable for Canadians. If you qualify, CDCP can cover part or all of the costs of some dental services, such as cleanings, fillings, x-rays, and more.

Once enrolled, the welcome package you receive from Sun Life will include the date you can start seeing an oral health provider. Appointments can only be scheduled on or after your coverage start date.

CDCP Renewals are Open

CDCP Renewals are open for the 2026-2027 benefit year from April 15 to June 1, 2026. Your current coverage is effective until June 30, 2026, but will end on that date if you do not renew in time.

As a CDCP member, you must renew your coverage every year to confirm you still meet the eligibility requirements.

Renewing your Coverage after the Renewal Period

If you do not renew by the deadline, your coverage ends on June 30, 2026. You can submit a new application later, but:

  • There will be a gap in your coverage until it is approved again.
  • Dental care received during this gap will not be covered or reimbursed.

Eligibility Review

You must attest that you do not have access to dental insurance. The CDCP verifies this by reviewing tax records (T4/T4A) submitted by employers or pension plan administrators.

  • If you provide false information, you and your family may be removed from the plan.
  • If found ineligible, you will be required to repay any amounts claimed for services.

What you Need to Renew

You will need to confirm or update the following for each applicant:

  • Social Insurance Number (SIN)
  • CDCP member ID
  • Full name and Date of birth
  • Home and mailing address
  • List of government dental coverage (if applicable)
  • Confirmation that your previous year’s tax returns were filed
Canadian Dental Care Plan in empress walk dental

Who Can Renew:

To renew your CDCP coverage, you must meet all four requirements:

No Access to Private Dental Insurance

This includes coverage through:

  • Employer or family member benefits (including health and wellness accounts).
  • Pension plans (including federal, provincial, and territorial government employer pension plans).
  • Professional or student organizations.
  • Insurance purchased by you, a family member, or through a group plan.

Note: This applies even if you decide not to take it, have to pay a premium, or do not use it.

Retirement Exception: You may be eligible if you’re retired and you opted out of your dental insurance through your pension plan before December 11, 2023, and cannot opt back in.

Tax Returns

You and your spouse or common-law partner must have filed your tax returns in Canada for the previous year.

Income and Residency

Your adjusted family net income is less than $90,000 and you are a Canadian resident for tax purposes.

If you Have Dental Coverage Through Government Social Programs

If you have coverage through a provincial, territorial, or federal government social program, you could still qualify. Your coverage will be coordinated between the plans to avoid duplications or gaps.

Renewal Your CDCP Now!

CDCP members must re-verify eligibility by June 1, 2026

Who Is Eligible for CDCP?

You may qualify for CDCP if you:

  • Don’t have private dental insurance
  • Have a household income under $90,000
  • Are a Canadian resident
  • Have filed your taxes last year

What Dental Services Are Covered?

Dental services generally cover a wide range of treatments, depending on your dental plan or insurance coverage. These services typically include preventive care, restorative treatments, surgical procedures, and orthodontic services. Below are some of the most common dental services that are usually covered:

Service Category 1: Diagnostic and Preventive
Dental exams (complete, routine, specific, emergency) No
X-rays No
Cleaning (scaling) No
Fluoride applications No
Sealants No
Service Category 2: Basic Services
Specific Services Preauthorization Required
Restorative No No
Temporary fillings No
Pain control for diseased teeth No
Other treatments for cavities No
Endodontic Root canal treatments No
Pulpectomies (first step of a root canal treatment) No
Procedures to reduce infection and relieve pain No
Re-treatment of previously completed root canal treatment Yes
Periodontal Cleaning under the gumline No
Treating abscesses No
Bonding for mobile teeth Yes
Post-surgical evaluations Yes
Non-surgical gum disease management No
Service Category 3: Major Services
Specific Services Preauthorization Required
Restorative Posts and post removal No
Repairs to crowns and re-bonding of crowns and posts No
Crowns Yes
Cores (to support crowns) Yes
Posts for crowns Yes
Removable Prosthodontic Complete dentures (standard and temporary No
Denture repairs, relines, and rebases No
Placing lining in dentures to condition oral tissues No
Complete immediate and overdentures Yes
Partial dentures Yes
Oral Surgery Removal of teeth and roots No
Surgical removal of tumors and cysts No
Surgical incisions (including draining No
Treatments for broken jaw bones No
Service Category 4: Anesthesia or Sedation
Specific Services Preauthorization Required
Minimal sedation (conscious) No
Moderate sedation Yes
Deep sedation Yes
General anesthesia Yes
Service Category 5: Orthodontic Services
Specific Services Preauthorization Required
Available in 2025, only in cases of medical need with strict criteria Yes

How to Apply for CDCP: Step by Step

  1. Check your eligibility at canada.ca/dental
  2. Submit your application online through your My Service Canada Account or by phone at (833)-537-4342.
  3. Receive your CDCP confirmation and coverage details
  4. Schedule a visit with us as a CDCP-participating dental office
  5. Bring your CDCP information to your visit. We’ll handle the rest!
Apply for CDCP Step by Step

How Much Does CDCP Cover?

Adjusted Family Net Income Coverage Level
Under $70,000 100% of eligible dental service costs covered
$70,000 – $79,999 60% coverage
$80,000 – $89,999 40% coverage
$90,000 and above Not eligible for CDCP

Why Choose Empresswalkdental Dentistry for CDCP?

Welcoming New CDCP Patients

Direct Billing Available

Easy Accessibility

Over 20 Years of Experience

Advanced and Safe Tools and Methods

Frequently Asked Questions

Are you looking for more information about the Comprehensive Dental Care Plan (CDCP)? We understand that navigating the details of dental coverage can be confusing, so we’ve compiled answers to the most frequently asked questions.

Can I use CDCP if I already have private insurance?

No. CDCP is only for people who don’t have any private dental insurance. If you’re covered through work, school, or a family member’s plan, you won’t be eligible, even if you don’t currently use it.

What treatments are covered?

CDCP covers basic and preventive dental services, such as routine exams and cleanings, x-rays, fillings, root canals, tooth extractions, some dentures, and oral surgery. More complex treatments (like crowns) may be covered only if medically necessary and approved in advance.

When can I start using CDCP?

The CDCP has been rolled out in phases, with applications for all eligible Canadians aged 18 – 64 opened in May 2025, and coverage starting as early as June 1, 2025. Once you receive your approval letter and membership card from Sun Life, which includes your CDCP ID number and coverage start date, you can book appointments with a participating dental office. 

Do you accept CDCP patients at Express Walk Dental?

Yes! Express Walk Dental proudly welcomes CDCP patients. We’ll explain your coverage, bill CDCP directly, and make sure you know exactly what’s covered. If any extra costs apply, we’ll tell you before starting treatment, no surprises.

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